Skiing is one of the favorite winter sport activities that occupy a top slot in any outdoor travel agenda. This is more so with the present day use of carver skis which are much easier to learn and handle. But ensure that you are well equipped with appropriate ski insurance
Basics of ski insurance
A travel insurance policy normally includes coverage for both personal injury as well as ski equipment. Such a ski insurance cover protects the policy holder from various injuries and accidents that can occur during a skiing trip. These include skull injuries, arm fractures and gashes, knee smashes, rescue operations and ski lift accidents.
The policy also provides cover against an occurrence of avalanche or landslide and piste closure due to insufficient snow. There are on-piste/off-piste skiing policies that allow a choice between a well prepared hard track of snow and an off beaten track.
Nowadays, there are ski insurance policies that include use of repatriation service with urgent medical assistance and transportation to a hospital or a medical facility if the policy holder so desires.
Since skiing equipment are not cheap and can be misplaced, stolen or lost during travel, it is essential to insure the equipment in the travel insurance policy as well. Normally, ski insurance policy covers other personal belongings such as digital camera, jewelry and cash. On extra payment, laptops and mobile phones can also be included in the policy coverage.
Types of ski insurance
Skiing can be as dangerous as it is popular. It is imperative that a travel insurance policy covers skiing under the winter sports category. Most of the winter sports insurance covers provide an excellent all round cover for skiing. They include covers for own as well as hired ski equipment, cover for lift pass and ski school costs and piste closure.
Alternatively, an insurance policy aimed particularly for a skiing winter vacation could become very expensive. This is simply because of two main reasons:
Medical insurance cover for skiing varies from standard to super cover policy options available.
Those who are planning a skiing holiday inside or outside the country must seriously consider ski insurance cover as this sport could be as dangerous as it is exhilarating.