Many a pregnant woman would love to take a break before the birth of the baby. She would love to relax and treat themselves to a holiday. Quite a few women may be traveling for business reasons too. The most common concern amongst traveling pregnant women is financial backup for emergency maternity care. Travel insurance is the best option for pregnant women who are on the move. Travel insurance gives you the financial backup in case you should deliver while in a foreign country.
Travel insurance for pregnant women covers the risks involved while traveling. Travel during pregnancy involves much more risk when compared to normal travel. Most of the insurance companies offer insurance cover until the 28th week of pregnancy. After the 28th week, there are very few insurance companies that provide insurance coverage for travel.
Many women travel while they are in the 34th week of their pregnancy but not many insurance companies offer travel insurance for such women. In general the premium payable for travel insurance for pregnant women is higher when compared to other insurance policies.
Insurance coverage for travel while women are pregnant is categorized as high risk cover by travel insurance companies. They categorize pregnant women as high risk as they might develop a complication that might need medical intervention, repatriation or cancellation of the travel plan itself. In general travel insurance policies for pregnant women insist that the woman should return at least 8 weeks before her due date, else she will not be offered insurance cover for her travel. Some of the typical risks that develop while traveling for pregnant women:
Air travel carries the risk of developing blood clots in the leg veins. Ensure that you walk around and move about. Take your scheduled vaccinations. Avoid traveling to high-risk destinations. When traveling, stay clear of high-risk activities like roller coaster rides, scuba diving and horse riding. Keep yourself well hydrated at all times.
Travel insurance facts
When you settle for travel insurance for pregnant women, check out the following:
Limitations of travel insurance for pregnant women
Travel insurance policies do not cover full-term birth.